Callaway Bank Rewards Program Rules

Callaway Bank Rewards Program for Business and Personal: You earn points on everyday purchases and when you sign-up for additional services and products.
$4 Debit Card Spend = 1 Reward Point
$1 Credit Card Spend = 1 Reward Point
You are automatically enrolled in this powerful Rewards Program when you open a qualifying account(s) [1] with an active debit card and/or open a new Rewards Credit Card. Earn points when you’re shopping and even when paying your bills with your qualifying debit/credit card! You can even earn points FASTER, see options below.

Ways To Earn Callaway Bank Rewards Faster!

One Time Point EarnMonthly Point Earn
Options For Your Business to Earn Callaway Rewards Points Faster!
Open A New Rewards Credit Card For Your Business10,000 $1 Business Credit Card Spend = 1 Point Earned
Sign-up For Card Processing Services5,000 -
Open A Business Checking Account + Debit Card [1]3,500$4 Business Debit Card Spend = 1 Point Earned
Open A Commercial Checking Account + Debit Card [1]3,500 $4 Business Debit Card Spend = 1 Point Earned
Enroll in Automated Clearing House (ACH)/Electronic Transfers1,500-
Enroll In Business Online Banking500-
Open A Business Savings Account500-
Open A Signature Money Market Account500-
Open A Premium Money Market Account500-
Open A Advantage Money Market Account500-
Set-Up Auto Transfer To Business Savings500-
Enroll In Direct Deposit25015
Personal Account Options To Earn Points Faster[2] One Time Point EarnMonthly Point Earn
Mortgage of $75,000 And Over15,000-
Mortgages of $74,999.99 And Below10,000-
Open A New Personal Credit Card10,000$1 Personal Credit Card Spend = 1 Point Earned
Open A Home Equity Line of Credit5,000-
Open An Ultimate Checking Account + Debit Card2,500$4 Personal Debit Card Spend = 1 Point Earned
Open An Ultimate Interest Checking Account + Debit Card2,500$4 Personal Debit Card Spend = 1 Point Earned
Open An Gold Leaf Ultimate Checking Account + Debit Card2,500$4 Personal Debit Card Spend = 1 Point Earned
Setup Auto-Transfer From Checking To Savings Account500-
Enroll In eStatements500-
Open A Personal Savings Account500-
Open A Personal Easy Save Saving Account500-
Open A Callaway Kids Bank Savings Account500-
Open A Personal Signature Money Market Account500-
Open A Personal Premium Money Market Account500-
Open A Personal Advantage Money Market Account500-
Open A New Personal Loan[2] $0 to $5,000.992,000-
Open A New Personal Loan[2] $5,001 to $10,000.994,000-
Open A New Personal Loan[2] $10,001 to $20,000.997,000-
Open A New Personal Loan[2] $20,001 and above10,000-
Enroll In Online Personal Banking250-
Enroll In Direct Deposit25015

[1]Points expire 3 years from the date earned. Points are not earned on the following: tax payments, any unauthorized charges or transactions, convenience checks, balance transfers, ATM withdrawals, or any fees including ATM fees and card-related charges posted to an enrolled card account, including late fees, over-limit fees, annual fees, and finance charges as outlined in the applicable Cardholder Agreement, except as otherwise permitted in special promotional offers. You will earn negative points if returns or credits exceed purchases. Points may not be purchased. Net purchases are defined as the dollar value of goods and services purchased beginning with the first day of the billing cycle, including the Cardholder’s Enrollment Date, minus any credits, returns, or other adjustments as reflected on monthly billing statements. Accounts must be in good standing. Other restrictions apply, see Terms and Conditions for additional details. Accounts that are eligible for Callaway Bank Rewards: Personal Ultimate Checking, Business Checking Account, and Commercial Checking Account. Checking Accounts must have an active debit card; and/or Rewards Credit Card.  [2]Co-signer on loans is not eligible for points.

Callaway Bank Rewards Program Full Terms and Conditions