No matter the size of your business, we have checking account options and services to fit your needs. We will work with you to establish a plan that makes the most sense for your business.
Business Checking
The Business Checking account is designed to fit the needs of the startup to a large company for transacting business at little to zero cost. This account is capable of scaling with you as your company grows too. Easily add direct deposit/ACH services or remote deposit capture and other cash management services.
Commercial Checking
The Commercial Checking account is designed for large companies with high-volume transactions. While there is a nominal monthly fee, it can be offset by the balances kept in the account.
Cash Management Services, such as ACH, wires, remote deposit capture, and online banking, are available with multiple-user access.
Business And Commercial Checking Accounts
| ACCOUNT FEATURES | COMMERCIAL CHECKING | BUSINESS CHECKING |
|---|---|---|
| Monthly Service Charge | $9.95 | $0.00 |
| Minimum Balance to Open | $100.00 | $100.00 |
| Minimum Daily Balance Required (1) | $2,500.00 to Waive Service Charge | $0.00 |
| Callaway Bank Rewards program eligible Full Details |  | |
| Unlimited Electronic Debits/Credits | | |
| Written Checks (2) | 300 Included | 150 Included |
| Deposited Checks (3) | 300 Included | 150 Included |
| Debit MasterCard® Business Card benefits including Zero Liability | | |
| Digital Banking that has a full suite of powerful tools for your business needs! Custom account alerts, eStatements w/check images, load receipt images to transactions, set travel alerts, transfer money, mobile check deposit (4) and SO much more! | | |
| | |
| OPTIONAL ACCOUNT FEATURES | ||
| Get Paid on the Go with Autobooks | | |
| Extended FDIC Coverage We make it easy! | | |
| Positive Pay | | |
| ACH & Wire Cash Management | | |
| Merchant Services, eDeposit (Remote Deposit Capture) | | |
| Paper Statement Elegible | $4.95 Per Cycle | $4.95 Per Cycle |
| Online Bill Pay | $4.95 Per Cycle | $4.95 Per Cycle |
| Courtesy Pay Overdraft Protection (5) | $2,000.00 Limit | $2,000.00 Limit |
| Other Fees | Common Fees | Common Fees |
Business Cash Management Services
Choose from a variety of services that allow you to maximize your cash flow and better manage your funds.
Business Credit Cards
Our Business Cash Back or Rewards Credit Cards give you great flexibility and protection with your purchases.
Payment & Merchant Services Solutions
Payment & Merchant Services Solutions Banking with us means you can enjoy options and personalized advice on the best fit for accepting credit cards for payment, terminals, phone/tablet apps, virtual terminals, point-of-sale devices, integration into existing point-of-sale systems, and website integration for YOUR specific business type. Take payments with less stress, no contract, and enjoy […]
The Callaway Bank Rewards Program
Customers with one of our Ultimate Checking® accounts can earn rewards just for using your Callaway Bank debit card! The Callaway Bank also rewards you as a customer for a variety of other financial services. Earn points for opening a personal or business checking account and debit card, online banking, open a new investment account or […]
1 If your account reaches a zero balance, it will automatically be closed. 2 Written checks will cost $0.25 per check after limit. 3 Deposited Checks will cost $0.25 per check over amount listed. 4 Mobile Check Deposit available after a 30-day waiting period and approval. 5 Courtesy Pay Overdraft Protection charges $30.00 per item overdrawn. The fee may be imposed for covering overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means. ATM and everyday debit card transactions will be covered only if prior authorization is on file with the bank. Negative balances must be made current within 30 days but will be subject to a $3.00 per day fee beginning on day three the account is negative. Overdrafts are paid at the sole discretion of the bank. Overdrafts may not be paid if your account is not in good standing.