Contact us for up-to-date information on our CD's.

Certificates of Deposit (CDs)*

Long and short-term CDs offer higher earnings than a regular savings account. You manage your earnings by combining your choice of time commitment, deposit amount, and either a variable rate, fixed rate or our popular "Bump" CD, which allows you to upwardly adjust your interest rate on an existing CD if interest rates rise.**

Historically, we've offered some of the best returns on CDs in the mid-Missouri area.

Penalties may apply for early withdrawal.

IRA CDs (Roth or Traditional)

Are you looking for a smart way to get your individual retirement account started? An IRA account is an easy way to start saving for retirement. Our IRA CDs can be opened for as little as $500. Rates are exceptionally competitive and your money is FDIC insured up to the maximum allowable coverage.

Add to it regularly, and before you know it you'll be ready to roll over a sizable sum into another investment instrument for your retirement. As with other CDs, you could pay a penalty for early withdrawal. Call your personal banker to get started. You'll be glad you did.

*The Callaway Bank is an FDIC member and your deposits are insured up to the maximum allowable coverage.

**Please call a personal banker for our current interest rates, specific types of transaction limitation and applicable fees.