Savings
Certificates of Deposit
Retirement Planning
Trust Services
Callaway Investment Services

Savings

Save for new office furniture or an addition to the store by opening a savings account with a minimum deposit of $100. Interest is compounded and paid to your account quarterly.

Certificates of Deposit

Long- and short-term CDs offer higher earnings than a regular savings account. You manage your earnings by combining your choice of time commitment, deposit amount, and either a variable rate, fixed rate or our popular "Bump" CD. The "Bump" CD allows you to upwardly adjust your interest rate on an existing CD if interest rates rise. Historically, we've offered some of the best returns on CDs in the mid-Missouri area. Penalties may apply for early withdrawal.

Retirement Planning

IRA CDs (Roth or Traditional)
Are you looking for a smart way to get your individual retirement account started? An IRA account is an easy way to start saving for retirement. Our IRA CDs can be opened for as little as $500. Rates are exceptionally competitive and your money is FDIC insured up to the maximum allowable coverage.

Add to it regularly, and before you know it you'll be ready to roll over a sizable sum into another investment instrument for your retirement. As with other CDs, you could pay a penalty for early withdrawal. Call your personal banker to get started. You'll be glad you did.

Additional Retirement Options
More information regarding retirement options is available through Callaway Investment Services

Trust Services

We understand every family is unique. Whether your concerns are in relation to business or individual investment management, special family situations or philanthropic objectives, The Callaway Bank Trust Department can assist you in achieving your financial goals.

Make an appointment with our Trust Officer for a confidential and free consultation to help you design your long-term financial plan. The Callaway Bank has full trust powers and extensive experience in estate settlement, administration of testamentary and living trusts, custodial and investment management arrangements. Let our professional and experienced staff work with you to ensure your family receives the benefits of all you have worked so hard to achieve.